Trusted Specialist Mortgages

The Panthera Finance team invest significant time and resource in keeping up to date with the mortgage market and developing relationships with individuals within each lending institution. People solve problems not banks!

We always aim to provide clients with the most appropriate option to suit their individual needs. Whether it be high value, buy to let or residential mortgages, commercial mortgages or bridging finance, our clients deserve an outstanding service.

RESIDENTIAL MORTGAGES

RESIDENTIAL MORTGAGES

Residential mortgages are the bedrock of our business. We build relationships to gain an understanding of your situation from which we can source a mortgage tailored to your needs.



A mortgage is secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

PROTECTION

PROTECTION

It is imperative that you and your family are protected against unforeseen circumstances. This need only increases when you borrow money. Panthera Finance can advise on all your protection needs.

FIRST-TIME BUYERS

FIRST-TIME BUYERS

From dreams to keys – Guiding first-time buyers through the mortgage process, filtering through the jargon and providing crystal clear information that leaves no cause for concern or lack of understanding, meaning you can focus on moving into your new home hassle free.

REMORTGAGES

REMORTGAGES

By thoroughly researching market lenders and rates that are flexible and sensitive to your circumstances we can look to help you reduce your mortgage payments or improve your borrowing terms, so you don’t have to pay more than you need to.



You may have to pay an early repayment charge to your existing lender if you re-mortgage.

BUY TO LET MORTGAGES

BUY TO LET MORTGAGES

If you are creating a buy to let portfolio or building your portfolio our team is committed to researching the most appropriate mortgage solution for you. In this area of property finance there are increased complications as lenders use varying methods of assessment, Panthera Finance is equipped with the knowledge and connections to find the mortgage that is right for you.



The Financial Conduct Authority does not regulate most forms of buy to let mortgage. A mortgage is secured against your property. Your property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

COMMERCIAL

COMMERCIAL

Regardless of whether you are a limited company, landlord or developer. We can provide a mortgage tailored to suit the needs and budget of your business. No space is too complex for our experts ranging from commercial development, mixed use, semi commercial and retail and redundant building conversions.

Panthera Finance is able to build an extensive development finance proposition, collating all the required information needed by lenders. This form of specialist lending is built on a combination of solid relationships and detailed proposals.



The Financial Conduct Authority does not regulate commercial mortgages. A mortgage is secured against your property. Your property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

BRIDGING LOANS

BRIDGING LOANS

Our connections with lenders allow us to achieve flexible and competitive rates to fast track a short-term solution. Bridging loans are ideal for property development and large renovation projects.



The Financial Conduct Authority does not regulate some forms of bridging finance. A bridging loan is a short-term loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayment on your mortgage or any debt secured on it.

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KERRIE HIPGRAVE
Administrator

Kerrie worked within the Investment banking sector for 10 years, working for ANZ Bank, Merrill Lynch and Credit Suisse before joining the start-up team that launched the Hedge Fund Brevan Howard Asset Management. After taking time away from work to raise her 3 children, Kerrie has spent the past 6 years working as a Mortgage Administrator.

A proactive, diligent and organised individual who loves people. She brings to Panthera Finance a wealth of experience to our admin team.

VANESSA ELMES
Administrator

Vanessa joined Panthera after 15.5 years working in Financial services. She started her career as a mortgage adviser for Britannia building society and has worked for a number of brokerages large and small as an administrator and paraplanner. Before this, she worked as a reception manager for a number of hotels in London.

Vanessa lives in London and when not working she loves to travel to the USA and spend time with her Sphynx cat Chandler.

JASON CAPRIOLI
Lending director

Jason’s experience and specialism focuses on both debt and equity in property. Securing development debt or long term finance solutions for residential and commercial projects.

Working with some of the largest banking institutions in the UK, Barclays, Coutts and also specialist start-ups, Jason’s experience and aptitude for finding finance solutions is what brought him to Panthera.

On a personal level, Jason is a keen athlete, completing Ironman and swimming the channel. Undertaking annual challenges to raise funds for both children’s and cancer NFPs.

Laura Pooran
Administrator

Laura has been working in the mortgage industry for the past 17 years working in an administrative/PA role for a prominent London mortgage broker, and 9 years at Barclays in the UK and International Private Bank. Here she gained vast experience in working with high net worth and ultra high net worth clients to assist in delivering for their mortgage and structured finance needs.

Laura lives in Essex with her husband and 2 young sons. In her spare time, she is a keen Formula 1 and music fan. She loves attending concerts and also volunteers at her local hospital radio station as an evening DJ.

TOM JOHNSTON
Mortgage administrator

Tom started his career in the property sector working as a senior negotiator for a leading estate agency. He is CeMAP qualified. 

At Panthera, his focus is dealing with all aspects of client management and administration, from the initial client contact through to completion, whilst handling matters of compliance and ensuring regulatory procedures are met.

In his spare time, Tom enjoys eating, spending time with family and long country walks with his cocker spaniel Elvis.  

ANTHONY FARREN
Mortgage broker

Anthony has been working with Panthera Finance for 3 years and brings a wealth of professionalism and expertise with him.

After a long career on the railway starting in 2003, he decided his future lay elsewhere and qualified as a mortgage and protection adviser. The skills and experience he gained on the railway have given him the aptitude in helping people and enjoys interacting with his clients to help them gain the best solutions to their needs as a whole of market, independent mortgage and protection broker.

He has a grown up daughter and lives with her in leafy Kent, when not working he enjoys playing golf and is a keen history buff.

JAMIE COOKE-SOSA
Mortgage broker

Born and raised in Scotland, Jamie studied Spanish and Politics at Newcastle University and spent time living in Mexico before moving to London to embark on a career in mortgages in 2007. Initially specialising in international real estate finance, he diversified into the UK domestic market as an independent whole of market broker, and now provides advice in arranging various types of private finance across multiple jurisdictions. After 13 years with Charles Cameron & Associates, he moved to Panthera Finance in late 2020. 

After a long and middling rugby playing career, Jamie now prefers to watch others playing the game from the comfort of the sofa, and is an avid pub quizzer. He lives with his wife, two children and dog in Leigh-on-Sea. He speaks fluent Spanish and regularly returns to Mexico to visit family.

ROBIN PARKER
Co-founder

Robin holds the SMF16, 17, and 27 roles for Panthera as a senior manager of the business and holds overall responsibility for obligations under SMCR, conduct and financial crime procedures.

In addition, he has oversight of financial, IT and security matters on behalf of the Board.Robin has held his current role for 7 years and previously worked at St. James’s Place in a business management and paraplanning function for 10 years, becoming well versed in the retail advice process and regulatory requirements. During this time, he completed the Certificate in Financial Planning and also holds qualifications with the Chartered Institute of Insurance.

As a non-advising principal of Panthera Finance, he provides operational support to the management of the firm.

SIMON RUSSELL
Co-founder

Simon started his career in the Fire Service, becoming the youngest serving Fire Officer by age 21. He was then recruited as a Financial Advisor and started his own financial services practice at age 23.

Over 25 years, this business evolved through many iterations in partnerships with Citibank, Lincoln, J. Rothschild Assurance and was finally sold to St. James’s Place in 2016.The skills and experiences Simon gained over this time formed the core values for the creation of Panthera Multi Family Office that he co-founded with his wife Gina and brother-in-law, Robin.

When not being pestered by his children, Simon enjoys Tarantino movies, being a crack shot and cooking feasts. Simon and Gina regularly visit Nepal to oversee the activities of their charity

ANGELA TANNER
Operations Manager

Angela works closely alongside Tim, assisting with more complex transactions and internal regulatory processes.

Angela joined Panthera Finance after over 14 years working in Private Banking where she acquired her CeMAP qualification and was involved with all stages of lending requirements, from drafting bespoke offer letters to final release of funds.

TIM KEMP
Co-founder

Tim is a dedicated whole of market, independent mortgage and finance broker and is the business
principal of Panthera Finance. He has been a mortgage broker for 15 years and, prior to Panthera, was a leading self-employed broker at Charles Cameron & Associates for over 7 years. Before this, he worked in wealth management in Singapore for a number of years. Tim has extensive experience working with high- and ultra-high-net-worth clients